/* Shared styles for SEO guide/article pages (state guides, insurer guides, resources).
   Uses the design tokens from modern-homepage.css. */

/* Wider page canvas; body text stays capped at a readable measure while
   visual components (stat rows, card grids, FAQ, steps) span the full width. */
.dvg-wrap { max-width: 58rem; margin: 0 auto; padding: var(--space-5) var(--space-3) var(--space-6); }
.dvg-wrap > p, .dvg-wrap > ul:not(.dvg-checklist):not(.dvg-cardgrid), .dvg-wrap > ol:not(.dvg-steps) { max-width: 47rem; }
.dvg-breadcrumb { font-size: 0.85rem; color: var(--color-gray-500); margin-bottom: var(--space-3); }
.dvg-breadcrumb a { color: var(--color-gray-500); text-decoration: none; }
.dvg-breadcrumb a:hover { color: var(--color-green-600); }
.dvg-wrap h1 { font-size: clamp(1.8rem, 3.5vw, 2.5rem); font-weight: 800; line-height: 1.15; letter-spacing: -0.02em; color: var(--color-gray-900); margin: 0 0 var(--space-2); }
.dvg-updated { font-size: 0.85rem; color: var(--color-gray-500); margin-bottom: var(--space-4); }
.dvg-wrap h2 { font-size: 1.45rem; font-weight: 700; color: var(--color-gray-900); margin: var(--space-5) 0 var(--space-2); }
.dvg-wrap h3 { font-size: 1.15rem; font-weight: 700; color: var(--color-gray-900); margin: var(--space-3) 0 var(--space-1); }
.dvg-wrap p, .dvg-wrap li { font-size: 1.02rem; line-height: 1.75; color: var(--color-gray-700); }
.dvg-facts { background: var(--color-gray-100); border: 1px solid var(--color-gray-200); border-radius: var(--radius-lg); padding: var(--space-3) var(--space-4); margin: var(--space-4) 0; }
.dvg-facts h2 { margin-top: 0; font-size: 1.1rem; }
.dvg-facts dl { display: grid; grid-template-columns: auto 1fr; gap: 0.4rem 1.2rem; margin: 0; }
.dvg-facts dt { font-weight: 700; color: var(--color-gray-900); font-size: 0.95rem; }
.dvg-facts dd { margin: 0; color: var(--color-gray-700); font-size: 0.95rem; }
.dvg-steps { counter-reset: dvg; list-style: none; padding: 0; margin: var(--space-3) 0; display: grid; gap: var(--space-2); }
.dvg-steps li { position: relative; padding-left: 2.6rem; max-width: 49rem; }
.dvg-steps li::before { counter-increment: dvg; content: counter(dvg); position: absolute; left: 0; top: 0.15rem; width: 1.8rem; height: 1.8rem; border-radius: 50%; background: var(--gradient-primary); color: #fff; font-weight: 700; font-size: 0.9rem; display: flex; align-items: center; justify-content: center; }
.dvg-steps strong { color: var(--color-gray-900); }
.dvg-cta { background: linear-gradient(135deg, rgba(5,150,105,0.08), rgba(38,71,165,0.06)); border: 1px solid rgba(5,150,105,0.25); border-radius: var(--radius-lg); padding: var(--space-4); text-align: center; margin: var(--space-5) 0; }
.dvg-cta p { font-size: 1.05rem; font-weight: 600; color: var(--color-gray-900); margin: 0 0 var(--space-2); }
.dvg-cta .button-primary-green { display: inline-flex; }
.dvg-note { border-left: 4px solid var(--color-green-600); background: rgba(5,150,105,0.06); padding: var(--space-2) var(--space-3); border-radius: 0 var(--radius-sm) var(--radius-sm) 0; margin: var(--space-3) 0; }
.dvg-related { border-top: 1px solid var(--color-gray-200); margin-top: var(--space-5); padding-top: var(--space-3); }
.dvg-related ul { list-style: none; padding: 0; display: flex; flex-wrap: wrap; gap: 0.5rem var(--space-3); }
.dvg-related a { color: var(--color-green-600); text-decoration: none; font-size: 0.95rem; }
.dvg-related a:hover { text-decoration: underline; }
.dvg-disclaimer { font-size: 0.8rem; color: var(--color-gray-500); margin-top: var(--space-4); line-height: 1.6; }
.dvg-checklist { list-style: none; padding: 0; margin: var(--space-2) 0; display: grid; gap: 0.5rem; }
.dvg-checklist li { display: flex; gap: 0.6rem; align-items: baseline; }
.dvg-checklist i { color: var(--color-green-600); font-size: 0.85rem; }
.dvg-table-wrap { overflow-x: auto; margin: var(--space-3) 0; }
.dvg-table { width: 100%; border-collapse: collapse; font-size: 0.95rem; }
.dvg-table th { text-align: left; background: var(--color-gray-100); color: var(--color-gray-900); font-weight: 700; padding: 0.6rem 0.85rem; border: 1px solid var(--color-gray-200); }
.dvg-table td { padding: 0.6rem 0.85rem; border: 1px solid var(--color-gray-200); color: var(--color-gray-700); }

/* Copyable template block (demand letter page) */
.dvg-template-box { position: relative; background: var(--color-gray-100); border: 1px solid var(--color-gray-200); border-radius: var(--radius-lg); padding: var(--space-4); margin: var(--space-3) 0; }
.dvg-template-box pre { white-space: pre-wrap; font-family: inherit; font-size: 0.95rem; line-height: 1.7; color: var(--color-gray-700); margin: 0; }
.dvg-copy-btn { position: absolute; top: var(--space-2); right: var(--space-2); background: var(--color-white); border: 1px solid var(--color-gray-200); border-radius: var(--radius-sm); padding: 0.4rem 0.8rem; font-size: 0.85rem; font-weight: 600; color: var(--color-gray-700); cursor: pointer; }
.dvg-copy-btn:hover { border-color: var(--color-green-600); color: var(--color-green-600); }

/* Calculator */
.dvc-widget { background: var(--color-white); border: 1px solid var(--color-gray-200); border-radius: var(--radius-lg); box-shadow: var(--shadow-md); padding: var(--space-4); margin: var(--space-4) 0; }
.dvc-field { margin-bottom: var(--space-3); }
.dvc-field label { display: block; font-size: 0.9rem; font-weight: 600; color: var(--color-gray-700); margin-bottom: 0.45rem; }
.dvc-field input, .dvc-field select { width: 100%; padding: 0.8rem 1rem; font-size: 16px; font-family: inherit; color: var(--color-gray-900); background: var(--color-white); border: 1.5px solid var(--color-gray-200); border-radius: var(--radius-sm); box-sizing: border-box; }
.dvc-field input:focus, .dvc-field select:focus { outline: none; border-color: var(--color-green-600); box-shadow: 0 0 0 3px rgba(5,150,105,0.12); }
.dvc-results { display: none; margin-top: var(--space-3); border-top: 1px solid var(--color-gray-200); padding-top: var(--space-3); }
.dvc-result-row { display: flex; justify-content: space-between; align-items: baseline; gap: var(--space-2); padding: 0.7rem 0; }
.dvc-result-label { font-size: 0.95rem; color: var(--color-gray-600); }
.dvc-result-value { font-size: 1.4rem; font-weight: 800; color: var(--color-gray-900); white-space: nowrap; }
.dvc-result-value.is-insurer { color: var(--color-red-600); }
.dvc-result-value.is-market { color: var(--color-green-600); }
.dvc-fineprint { font-size: 0.8rem; color: var(--color-gray-500); line-height: 1.55; margin-top: var(--space-2); }
.dvc-calc-btn { width: 100%; justify-content: center; }

/* ---- Visual components to break up text-heavy guide pages ---- */

/* Stat tile row (replaces dense definition lists) */
.dvg-statrow { display: grid; grid-template-columns: repeat(auto-fit, minmax(160px, 1fr)); gap: var(--space-2); margin: var(--space-4) 0; }
.dvg-stat { background: var(--color-white); border: 1px solid var(--color-gray-200); border-radius: var(--radius-lg); padding: var(--space-3); text-align: center; box-shadow: var(--shadow-sm); }
.dvg-stat-num { font-size: 1.6rem; font-weight: 800; color: var(--color-green-600); line-height: 1.2; }
.dvg-stat-label { font-size: 0.78rem; font-weight: 700; letter-spacing: 0.05em; text-transform: uppercase; color: var(--color-gray-500); margin-top: 0.3rem; }
.dvg-stat-sub { font-size: 0.82rem; color: var(--color-gray-600); margin-top: 0.35rem; line-height: 1.45; }

/* Numbered card grid (like the homepage dv-reasons, compact for article width) */
.dvg-cardgrid { display: grid; grid-template-columns: 1fr 1fr; gap: var(--space-2); margin: var(--space-3) 0; }
.dvg-card { background: var(--color-white); border: 1px solid var(--color-gray-200); border-radius: var(--radius-lg); padding: var(--space-3); }
.dvg-card-num { font-size: 0.85rem; font-weight: 800; color: var(--color-green-600); letter-spacing: 0.06em; margin-bottom: 0.35rem; }
.dvg-card h3 { font-size: 1rem; font-weight: 700; color: var(--color-gray-900); margin: 0 0 0.35rem; }
.dvg-card p { font-size: 0.9rem; line-height: 1.6; color: var(--color-gray-600); margin: 0; }
@media (max-width: 640px) { .dvg-cardgrid { grid-template-columns: 1fr; } }

/* FAQ cards (replace bold-question paragraphs) */
.dvg-faq { display: grid; gap: var(--space-2); margin: var(--space-3) 0; }
.dvg-faq-item { background: var(--color-white); border: 1px solid var(--color-gray-200); border-left: 4px solid var(--color-green-600); border-radius: var(--radius-sm); padding: var(--space-2) var(--space-3); }
.dvg-faq-q { font-weight: 700; color: var(--color-gray-900); font-size: 0.98rem; margin: 0 0 0.35rem; }
.dvg-faq-a { font-size: 0.93rem; line-height: 1.65; color: var(--color-gray-600); margin: 0; }

/* Two-column checklist */
.dvg-checklist--2col { grid-template-columns: 1fr 1fr; }
@media (max-width: 640px) { .dvg-checklist--2col { grid-template-columns: 1fr; } }

/* Compact advisor speech-bubble intro for guide pages */
.dvg-bubble-row { display: flex; align-items: center; gap: var(--space-2); margin: var(--space-3) 0; }
.dvg-bubble-avatar { width: 56px; height: 56px; border-radius: 50%; object-fit: cover; flex-shrink: 0; border: 2px solid var(--color-white); box-shadow: var(--shadow-sm); }
.dvg-bubble { background: var(--color-gray-100); border-radius: 16px 16px 16px 4px; padding: 0.8rem 1.1rem; font-size: 0.97rem; color: var(--color-gray-800); line-height: 1.55; font-weight: 500; }