Diminished Value Claims by State
After an accident, a repaired car is worth less than an identical car with a clean history — and in every state, that lost value can be claimed from the at-fault driver's insurer. The deadlines, first-party rules, and practical tactics differ by state. Pick your state below for a step-by-step filing guide.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Filing against a specific insurer
Carrier-specific guides: how each major insurer typically handles diminished value claims, and how to file yours.
- Allstate
- American Family
- Farmers Insurance
- GEICO
- Liberty Mutual
- Nationwide
- Progressive
- State Farm
- Travelers
- USAA
Tools & resources
Not sure what your claim is worth? Get a free, data-backed diminished value estimate in about two minutes.
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